Deposit Interest Rate Structure effective from 01.04.2025
| No. |
Deposit Period. |
General |
(Senior Citizen & Super Senior Citizen) Bulk Deposit Individual |
Club, institutional, Registered Sahakari Sanstha, Patsanstha, trust, Senior Citizen organisation, Bulk Deposit (Legal Entity) |
| 1 |
7 Days to 30 Days |
4.00% |
4.25% |
4.25% |
| 2 |
31 Days to 45 Days |
4.00% |
4.25% |
4.25% |
| 3 |
46 Days to 90 Days |
4.00% |
4.25% |
4.25% |
| 4 |
91 Days to 180 Days |
5.00% |
5.25% |
5.25% |
| 5 |
a) 181 days & upto 12 months |
5.50% |
5.75% |
5.75% |
| b) For Amount ` 1 Crore & Above |
6.25% |
6.25% |
6.25% |
| 6 |
13 months & upto 24 months |
7.25% |
7.50% |
7.25% (Cumulative) |
| 7.50% (MID/QID) |
| 7 |
25 months & upto 36 months |
6.75% |
7.00% |
7.00% |
| 8 |
37 months & upto 50 months |
6.50% |
6.75% |
6.75% |
| 9 |
51 months & upto 120 months |
6.25% |
6.50% |
6.50% |
*Amount Changed from 01.04.2025 for Lakhpati Recurring Scheme
| No. |
Period. |
Amount* |
| 1 |
24 Month |
3900 |
| 2 |
37 Month |
2450 |
| 3 |
61 Month |
1400 |