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Home  >  Interest Rates  > Deposit Interest
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Deposit Interest
w.e.f - 2019 November 01
 
No. Deposit Period. General Senior Citizen Senior Citizen ( above 80 years)
 Bulk Deposit
7 Days to 30 Days 4.00% 4.00% 4.00% 4.00%
31 Days to 45 Days 5.50 % 5.50 % 5.50 % 5.50 %
46 Days to 90 Days 6.00 % 6.00 % 6.10 % 6.00 %
91 Days to 180 Days 6.50% 6.50% 6.60 % 6.50%
181 days & upto 12 months 7.00 % 7.50 % 7.60 % 7.50 %
13 months & upto 24 months 7.50% 7.75% 7.85% 7.75%
25 months & upto 36 months 7.25 % 7.50 % 7.60 % 7.25 %
37 months & upto 60 months 7.00% 7.25% 7.35% 7.00%
61 months & upto 120 months 7.00 % 7.25% 7.35% 7.00%
  • Combination of Months and Days will not be accepted & TDS will be calculated Bank as whole considering Recurring deposit and shareholders also.
    • Deposits upto 1 Lac are insured with DICGC.
    • Saving Interest rate wef 01/09/2017 and will be paid as per slab fixed on average balance method. For average balance of Rs 3 lakh interest rate will be 3.50% and for more than 3 lakh interest will be paid at 4%.
    • No min balance limit & no cheque book charges for Senior Cit
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