Interest Rate Term Deposits

Patsanstha-1    05-Mar-2022
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Interest Rate Structure effective from 16/11/2022
 
 
No. Deposit Period. General Senior Citizen& Their organisation Super Senior Citizen
( above 80 years)
Bulk Deposit
1 7 Days to 30 Days 3.00% 3.00% 3.00% 3.00%
2 31 Days to 45 Days 3.50 % 3.50 % 3.50 % 3.50 %
3 46 Days to 90 Days 4.00 % 4.00 % 4.00 % 4.00 %
4 91 Days to 180 Days 4.50% 4.75% 4.75 %  4.75%
5 181 days & upto 12 months 5.00 % 5.25 % 5.25 % 5.25 %
6 13 months & upto 24 months 5.50% 5.75% 5.75%  5.75%
7 25 months & upto 29 months 5.25 % 5.50 %   5.50 % 5.50 %
8 30 months & upto 36 months 6.75 % 7.00% 7.00% 7.00%
9 37 months & upto 50 months 6.85% 7.10% 7.10% 7.10%
10 51 months & upto 120 months 5.00 % 5.25% 5.25% 5.25%
 
 
  • Combination of Months and Days will not be accepted & TDS will be calculated Bank as whole considering Recurring deposit and shareholders also.
  • Bulk depost ROI applicabal for Rs. 15 Lakh Or above amount FDR.
  • Deposits upto 5 Lac are insured with DICGC.
  • Saving Interest rate wef 01/09/2017 and will be paid as per slab fixed on average balance method. For average balance of Rs 3 lakh interest rate will be 3 % and for more than 3 lakh interest will be paid at 3.50 %.
  • No min balance limit & no cheque book charges for Senior Citizen